Once we had our idea, we came up with wireframes. One challenge we encountered was determining a way to securely connect a user's account to their bank. We decided that we could use Plaid in this hypothetical scenario. A major decision we had to make was whether the app's UI would be 'group' based or 'bill' based. For example, if the app focused on the groups the individual was in, the home page would display the groups they are a part of first. We decided to have the main page display the bills that need to be paid instead because it is more likely for users to be in one group and have multiple bills than the other way around.